For High Achievers
If you're the type who likes to keep the things that matter simple and strong, you'll like our Higher Peak IUL as a financial strategy. It's versatile and drives your wealth forward with confidence.
An IUL can serve as an emergency fund, a source of income if you're disabled, offers strong wealth building potential that increases with age--even as you draw income from it, can be a major source of tax-free retirement income, can be used to pay for long term care expenses, as a source of capital to pursue opportunities, and to leave a tax-free financial legacy. An all-in-one lifetime financial vehicle you don't have to change when you retire.
So, if you have money to deploy even after your employer's matching contribution, you might want to consider learning more about our strategy. You can start with $500/month or do substantially more with a strategy that
To Leave a Financial Legacy
Longevity is one of the biggest financial challenges of the 21st Century. People are at greater risk of outliving their financial resources for many reasons; retirement lasting 30 years, less job security, the rising cost of education, higher housing costs, etc. People need a lifetime financial resource to enhance their financial stability and security.
Enter the IUL as a financial legacy strategy for your children and grandchildren.
Longevity is the best friend of the IUL. The longer the life, the longer the opportunity for wealth to build in the IUL. That makes youth a financial arbitrage opportunity. A 25 year old has a much longer runway for wealth building than a 70 year old, meaning generally much better health and correspondingly low insurance policy costs. Funding a grandchild's IUL can be an effective strategy to launch a lifetime of tax-free resources that grows for life and is available tax-free any time during his/her life to cover any need.
A Strategy for Inheritance
An inheritance may be a once-in-a-lifetime wealth building event. It's important not to squander that opportunity.
Steady Potential Growth
An IUL financial strategy provides the worry-free benefit of 100% protection from market crashes and a grow-lock-reset growth mechanism. In fact, the dual combination of not losing value when the market declines and the resetting of the tracked index at current levels means not only does the IUL not lose ground during a market decline but it is uniquely positioned to participate in any subsequent rebound--and lock-in that rebound value. Over a lifetime, one may experience many such growth opportunities which, with a traditional investment, would be a source of worry over your wealth.
Creating a Lifetime Financial Resource
Your inheritance should create a lifetime financial resource. Even better, a lifetime tax-free resource without restriction. That allows the IUL to be used as a source for education funding, an emergency fund, as an additional layer of retirement income, and for general wealth accumulation. Unlike a traditional investment, the potential value of the IUL continues to grow even as your distribute cash from it.
A properly designed IUL may offer more stability and versatility than any other financial strategy for your inheritance.